
Minimum requirements. Maximum results.
- ITIN
or
SSNeither one
- $1,500
minimum monthly income
- BANK ACCOUNT
active for 6+ months
Calculate your payments
Monthly payment
We invite you to compare
No credit history needed
No SSN required
APR 33-35%
Make 8 timely payments and qualify for you more capital with a lower interest rate
MCA
SSN required
40 - 150% APR
LINE OF CREDIT
SSN required
Credit history required
Other credit options
SSN required
40 - 150% APR
Credit history required
Everyone loves us except the competition
Chris Conquest
"Tuve una experiencia maravillosa con esta empresa. Piden un poco más de información que otros prestamistas, pero eso e sbueno. Trabajan contigo y te apoyan al momento de aplicar. Fueron muy agradable en el proceso y obtuve el dinero en una semana!"
John Welch
“A very good financial company to work with if you’re self-employed. They get it done and they get it done right. It was a smooth and easy process which made it a great experience.”
Heriberto Morales
“Camino Financial has been instrumental in keeping my business going. They’re very professional. In fact, this is my second loan. All I can say is thank you. Oh and thank Gabi. Without her I would have never learned about the loan.”
Easy to apply
Submit an application
Link bank account
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“Owning my own business was the dream of my whole life. Thanks to the capital from Camino Financial I was able to obtain financial freedom.”
Nancy Hernandez | Los Angeles, California.
Frequently Asked Questions
Apply online. Within a few minutes, you’ll receive a pre-approval decision. After a 2 day vetting process, funds will be distributed into your bank account.
Many believe that getting a Startup Business Loan is a cumbersome process. Truth is, most banks have endless requirements making it extremely difficult to qualify. When you turn to a private lender — like Camino Financial — you can get a startup business loan with the greatest of ease. Simple application. Minimal requirements. Fast funding.
Most loans for businesses with bad or no credit are secured. Fortunately, you don’t need to pledge collateral with Camino Financial.
Some big banks may offer traditional Startup Business Loans. However, most require numerous qualifications and demand collateral to secure the loan.
More than capital
Camino Financial is the first AI-powered, Community Development Financial Institution (neo-CDFI) pioneering access to affordable credit for underbanked Latinx businesses. By unlocking capital for these underserved micro entrepreneurs, we enable economic growth within overlooked American communities.
$183M+
of loans funded
9,514+
to 90% of overlooked entrepreneurs
$101M+
in incremental revenue for borrowers
$18M+
saved in interest and fees